Legal Information – Privacy and Cookies

1. Website Presentation

Pursuant to Article 6 of French Law No. 2004-575 of June 21, 2004, on confidence in the digital economy, the identity of the various stakeholders involved in the creation and monitoring of the website www.Munkam.fr is specified below:
Munkam – SAS with a share capital of €1,000.00, insurance and reinsurance brokerage company, ORIAS No. 25008279 (verifiable with ORIAS – www.orias.fr, 1 rue Jules Lefebvre, 75009 Paris) – RCS Paris 921561031, trading as Munkam.
Publication Director: Djamila Sedjerari, President.
Graphic Design and Production: Jean Orgonasi.
Hosting Provider: OVH Cloud.

2. General Terms of Use of the Website and Services Provided

Use of the website implies full and complete acceptance of the general terms of use set out below. These terms may be modified or supplemented at any time, and users of the site are therefore invited to consult them regularly.
The site is normally accessible to users at all times. However, Munkam may decide to interrupt access for technical maintenance reasons and will strive to communicate the dates and times of the intervention to users in advance. The website is updated regularly by the webmaster. Legal notices may also be modified at any time: they are binding on the user, who is invited to refer to them as often as possible.

3. Description of Services Provided

The website aims to provide information regarding the company’s activities. Munkam endeavors to provide information on the site as accurately as possible. However, it cannot be held liable for omissions, inaccuracies, or deficiencies in updates, whether of its own doing or that of third-party partners who provide such information.
All information provided on the site is for guidance only and may evolve. Furthermore, the information on the site is not exhaustive and is subject to modifications that may have occurred since being put online.

4. Intellectual Property and Counterfeiting

Munkam owns the intellectual property rights or holds usage rights on all accessible elements of the site, including texts, images, graphics, logos, icons, sounds, and software.
Any reproduction, representation, modification, publication, or adaptation of all or part of the elements of the site, regardless of the means or process used, is prohibited without prior written authorization from an authorized Munkam representative.
Any unauthorized use of the site or any of its elements will be considered as constituting counterfeiting and prosecuted in accordance with the provisions of Articles L.335-2 et seq. of the French Intellectual Property Code.

5. Limitations of Liability

Munkam shall not be held liable for indirect damages resulting from the use of the website. Interactive spaces (possibility of asking questions via the contact section) are available to users. Munkam reserves the right to delete, without prior notice, any content posted in this space that contravenes applicable French law, particularly provisions relating to data protection. Where applicable, Munkam also reserves the right to hold the user civilly and/or criminally liable, especially in the case of messages of a racist, insulting, defamatory, or pornographic nature, regardless of the medium used (text, photograph, etc.).

6. Personal Data Management

Data collected via this website constitutes personal data and is protected under the French Data Protection Act of May 14, 2018, the General Data Protection Regulation (GDPR), and, more generally, any national, EU, or international law governing data protection.
Munkam only collects personal information from the user for the purpose of certain services offered by the site. The user knowingly provides this information, particularly when entering it themselves. The user is informed whether it is mandatory to provide such information. Advisorlink is responsible for processing the collected data and undertakes to implement all appropriate measures to protect the data collected in compliance with Article 26 of the GDPR.

7. What Personal Data is Used?

Munkam and its entities comply with the principle of data minimization, meaning only adequate, relevant, and strictly necessary personal data is processed.
The personal data collected directly from you may include:

• Identification data: name, surname, date and place of birth, postal address, email address, telephone numbers, image (video).

• Professional data: your occupation, company name, and business email address.

• Browsing data: information collected through online cookies.

8. Why Do We Process Your Personal Data?

Personal data is mainly processed to:

• Ensure smooth website browsing.

• Facilitate contact with:

  • A Munkam sales advisor

  • A customer service representative

  • The press office

• Allow you to receive email alerts on Munkam news.

• Collect applications for job recruitment.

9. Who Do We Share Your Personal Data With?

Personal data may be disclosed to the following recipients for the purposes mentioned above:

• Advisorlink and its subsidiaries.

• Competent administrative or judicial authorities, or more generally any authorized third party (lawyers, auditors, etc.), to comply with legal or regulatory obligations.

10. Can Your Personal Data Be Transferred Outside the European Union?

Munkam processes all your personal data within the European Union (EU).
However, for specific services, our teams may use subcontractors outside the EU. In such cases, your data is shared strictly for the execution of their missions.
In the event of transfers outside the EU, Munkam undertakes to implement all appropriate safeguards available under applicable law to ensure adequate supervision and security of these transfers.

11. How Long Does Munkam Keep Your Personal Data?

Personal data required for processing will be retained as follows:

• Messages sent via the contact form: retained for 3 years.

• Newsletter subscriptions: retained until users unsubscribe.

12. How Does Munkam Protect Your Personal Data?

In accordance with applicable regulations, we use appropriate technical and organizational measures to ensure a level of security proportionate to the risk. These measures aim to guarantee confidentiality, integrity, availability, and resilience of your personal data.

13. What Are Your Rights?

In accordance with the French Data Protection Act of January 6, 1978 (as amended) and the GDPR, you have the right to:

• Access your personal data.

• Rectify your personal data.

• Object to the processing of your personal data.

• Request the erasure of your personal data.

• Request the restriction of processing.

• Request data portability, where applicable.

14. How Can You Exercise Your Rights?

By email:
You may exercise your rights by contacting our Data Protection Officer at: dpo@Munkam.fr.

By post:
You may also write to:
DPO
Munkam
26 rue des Sources
92350 Le Plessis Robinson, France

All requests must be accompanied by a copy of a valid ID (front and back).
Munkam undertakes to respond to your requests as soon as possible and in compliance with legal deadlines.

Complaints:
You may lodge a complaint with the CNIL (French Data Protection Authority):

• Online: https://www.cnil.fr

• Or by post: 3 Place de Fontenoy, TSA 80715, 75334 PARIS CEDEX 07.

15. Hyperlinks and Cookies

The site contains a number of hyperlinks to other websites, implemented with Munkam’s authorization. However, Munkam cannot verify the content of such websites and therefore assumes no responsibility for them.
Browsing the site may result in the installation of cookies on the user’s computer. A cookie is a small file that does not allow user identification but records browsing data. This data facilitates future browsing and also allows various traffic measurements.

List of cookies used on this website:
Currently, no cookies are used.

Refusing cookies may result in the inability to access certain services. Users can configure their browsers to refuse cookies as follows:

• Internet Explorer: Tools tab (gear icon, top right) → Internet Options → Privacy → Block all cookies → OK.

• Firefox: Menu → Options → Privacy tab → Use custom settings for history → Uncheck cookies.

• Safari: Menu (gear icon, top right) → Settings → Advanced settings → “Privacy” → Content settings → Block cookies.

• Chrome: Menu (three horizontal lines, top right) → Settings → Advanced settings → “Privacy” → Preferences → Block cookies.

16. Governing Law and Jurisdiction

Any dispute related to the use of the site is subject to French law. Exclusive jurisdiction is given to the competent courts of Paris.

17. Main Laws Involved

• Law No. 78-17 of January 6, 1978, as amended, relating to data processing, files, and liberties.

• Law No. 2004-575 of June 21, 2004, on confidence in the digital economy.

18. Glossary

• User: Internet user connecting to and using the aforementioned site.

• Personal information: “any information that allows, in any form whatsoever, directly or indirectly, the identification of natural persons to whom it applies” (Article 4 of Law No. 78-17 of January 6, 1978).